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Virgin Credit Card
The Virgin credit card has identical introductory offers to that of Sony, the main difference being the rewards scheme, obviously!
Earn Virgin points as you spend and claim your free products instore. For those looking to transfer a balance, the Virgin card has 0% interest for 9 months (2% balance transfer fee, £50 max).

American Express Platinum
Probably the best cash back credit card in the UK for long term use. If you manage to spend over £10,000 per year you will be eligible for 2% cash back on these amounts with a low 8.9% standard apr.

American Express Blue
Earn 2% cash back for the first three months; reverts to the standard 1% thereafter. Another plus for the Amex Blue is the low standard apr of only 6.9%

Morgan Stanley Buy and Fly Credit Card

Morgan Stanley have been trying to promote their brand and financial products in the UK for some time now. They are one of the largest suppliers of credit cards in the US and are now trying to impact on the UK market.

With the buy and fly! card, there is an introductory offer of 0% on balance transfers for 9 months [2% balance transfer charge applicable] before reverting to the standard interest rate of 16.9% apr.

There is a valuable rewards program offering discounted or free travel to your chosen destinations around the world, depending on your spending. You can earn 1 point for every £10 that you spend, a typical flight to Paris will cost 390 points while if you wish to travel further a flight to New York will cost 2500 points, to accumulate this you must spend £25,000.

Main Points Of The Morgan Stanley Buy and Fly Credit Card

  • Introductory 0% on balance transfers for 9 months
  • Earn 200 points when you first use the card
  • Earn double points for initial 6 months
  • Typical apr 16.9% variable
  • Discounted or free travel - depending on your spending
  • No annual fee

A initial award of 200 free points when you first use the card will set you on the way to cheaper or free travel.

Morgan Stanley are encouraging members to use this travel reward scheme and also offer double points for 6 months..

Morgan Stanley Buy and Fly Credit Card ImageA fine introductory offer from Morgan Stanley for anyone with a balance to transfer.

The major attraction though has to be the reward scheme, you can travel for either a discounted rate or free depending on the level of rewards that you have accrued. One of the most highly rated travel reward schemes of all of these types of credit cards.

Morgan Stanley Buy and Fly Credit Card

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